We try to keep our fees as low as we can. However, we do need to cover the costs of operating Tab:
Card processing
Foreign exchange
Bank transfers
Customer support
We think it's fair for customers and businesses to share the cost of using Tab, so both groups pay a small fee.
Fees for Businesses
You don't have to pay any monthly, maintenance, or set-up fees to use Tab - charges are only applied per transaction.
Our standard payment fee for businesses is 2.9%.
For Virtual Cards issued by OTAs like booking.com or Expedia, fees work slightly differently. You'll be able to find this information on your Tab account dashboard.
Example
If you charge $100 USD, $97.10 USD are added to your balance.
We charge an additional $1 USD for each booking, where a customer pays you in advance.
Fees for Travellers
Travellers pay a fee of 4% when they use Tab but, because they can pay in their own currency, they will not pay foreign card usage fees to their bank. We also use pure exchange rates with no hidden commission.
Bank fees for using a card abroad or getting cash from an ATM are typically 3-5%, so most travellers do not pay more to use Tab, even after our fee.
We always clearly show the Tab fee next to the currency rate when a customer pays, and on email receipts.
